[youtube]http://www.youtube.com/watch?v=pm134AKLulo&feature=youtu.be[/youtube]
ING Direct has released the CheckMate mobile app that will allow customers to make deposits by simply taking a photo of the check via the device’s camera.
ING Direct, prior to its recent acquisition by Capital One, had been working the app. ING Direct had its headquarters in Wilmington and Capital One says it will expand operations in Delaware. It announced the technology on Facebook and offered the accompanying YouTube video.
The video goes on to explain that a computer can also be used in the process by using a scanner or taking a photo from a digital camera of the front and back of the check and then using the computer to convert the image into a JPG file. The ING Direct website then completes the transaction.
The leader in this technology was USAA, the financial services company serving the military and their families. However, USAA has emerged as a rival, since its bank is widely available.
The technology works on an upgrade of the company’s mobile app for iPhone and Android devices. A new version of the company’s iPhone app was recently released with the new deposit feature. 
The app allows ING Direct and other banks without brick and mortar offices to handle much of the checking and deposit business of customers, who until now had to use a bank branch to deposit checks and then transfer their funds back to ING Direct.
